Mattress Financing with Affirm

Sleep Now, Pay Later

Pay Monthly with Affirm

SHOP NOW

Checking your eligibility won't affect your credit score

Pay at Your Own Pace with

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible

You choose the payment schedule that works for you.

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

How Much Will I Pay Monthly?

Apply for Affirm to receive a quick decision on your payment plan options. Monthly payments vary depending on your purchase total, payment plan length, and credit-based APR offer. The monthly payment examples below reflect a 12-month payment plan at 0% APR.

Select Mattress Model:

Queen

(60" x 80")

$175/mo

12-Month
Payment Plan*

Twin

(38" x 74.5")

$125/mo

12-Month
Payment Plan*

Twin XL

(38" x 80")

$142/mo

12-Month
Payment Plan*

Full

(54" x 74.5")

$158/mo

12-Month
Payment Plan*

King

(76" x 80")

$208/mo

12-Month
Payment Plan*

Cal King

(72" x 84")

$208/mo

12-Month
Payment Plan*

Split Cal King

$142/mo

12-Month
Payment Plan*

Split King

2x (38" x 80")

$283/mo

12-Month
Payment Plan*

Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $1,099 purchase might cost $99.19/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Buying with

is simple.

1. Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose How You Pay

Pick the monthly payment plan you like best. You’ll never

pay more than you agree to up front.

3. Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

SHOP NOW

Low Credit? Use

Instead

Didn't get approved for Affirm, than use our Lease-To-Own option with Katapult - no credit required.

1.

has partnered

with

Katapult is an Affirm partner that offer a NO CREDIT REQUIRED Lease-To-Own option to customers not qualifying for Affirms prime lending options.

2. Offered automatically after Affirm decline

Simply apply for Affirm, and if not approved, Katapult will be offered to you automatically and without a credit requirement.

3. Select your Katapult payment plan

Your Katapult payment plan will be presented for you and you can chose the pan that fit your budget the best.

4. Make easy payments

Download the Katapult iOS or Androis app to link your credit or debit card for easy and secure payments.

Try a Nolah Mattress for 120 Nights

Choose from Nolah's award-winning mattress lineup, including all-foam, hybrid, and natural latex options. With our 120-night sleep trial, you can ensure the model you pick is just right for your body type, sleep position, and comfort preferences.

Nolah Mattress Benefits

OUR MOST VERSATILE MATTRESS

Firmness: 5-6/10

Nolah Original

Starting at

Shop Now

OUR BEST-SELLING MATTRESS

Firmness: 4-5, 6-7, or 8/10

Nolah Evolution

Starting at

Shop Now

PREMIUM PRESSURE RELIEF

Firmness: 5/10

Nolah Signature

Starting at

Shop Now

ECO-FRIENDLY LATEX MATTRESS

Firmness: 6/10

Nolah Natural

Starting at

Shop Now

OUR PREMIUM KIDS' MATTRESS

Firmness: 4-5 and 6-7/10

Nolah Nurture

Starting at

Shop Now

Affirm Financing Frequently Asked Questions

Need help from a Nolah expert? Start a Live Chat below.

Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment. Please follow these steps to make a payment:

● Go to www.affirm.com/account

● You will be prompted to enter in your mobile number where you will be sent a personalized security pin.

● Enter this security pin into the form on the next page and click “Sign In.”

● You’ll now see a list of your loans and payments coming due. Click on the loan payment you would like

to make.

● You can make a payment utilizing a debit card or ACH bank transfer.

Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data points about you. This means you may be able to obtain financing through Affirm even if you don’t have an extensive credit history. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.

Ready for Bed?

People in Bed Icon Mobile Top Decorations

Shop Mattresses Now

Try a Nolah Mattress for 120 Nights

Choose from Nolah's award-winning mattress lineup, including all-foam, hybrid, and natural latex options. With our 120-night sleep trial, you can ensure the model you pick is just right for your body type, sleep position, and comfort preferences.

Is my order eligible for Affirm financing?

Where can I learn more about Affirm?

How do I make my payments?

Can I return an item I bought with Affirm?

How does Affirm approve borrowers for loans?

Does checking my eligibility affect my credit score?

Are there any interest or fees associated with Affirm loans (late fees)?